Practice Areas

Benefits of Filing Bankruptcy

How Can Bankruptcy Help You With Your Debts? The bankruptcy system has been created by Congress in order to give people relief from debts they cannot afford to repay. The benefits of bankruptcy include both short-term relief from immediate worries and long-term relief from these debts. I’m Ivan Trahan, an experienced bankruptcy lawyer based in...

Chapter 13 Bankruptcy

Bringing Your Debts Under Control If you are looking to consolidate your debts into a single, affordable monthly payment, Chapter 13 bankruptcy may be the right option for you. It may even help you avoid serious consequences such as foreclosure on your home and repossession of your car. I’m experienced California bankruptcy attorney Ivan Trahan....

Chapter 7 Bankruptcy

Eliminating Debts You Simply Cannot Afford Unpaid debts can have increasingly stressful consequences, from harassing phone calls to wage garnishment and beyond. If you have debts you cannot afford to pay, filing Chapter 7 bankruptcy may help you permanently eliminate those unsecured debts. I’m Ivan Trahan, an experienced bankruptcy attorney based in Temecula, California. I...

Creditor Harassment

Are Debt Collectors Calling You at Home and at Work? If you are behind on your debts, you may be getting multiple daily calls from debt collectors, who may be threatening you and your family with serious consequences if you do not pay. Creditor harassment phone calls can be extremely stressful and frightening. I’m experienced...

Foreclosure

Can Bankruptcy Help You Keep Your Home? Are you behind on your mortgage payments and worried about foreclosure? Are you wondering what your options are after getting notice of a trustee’s sale? Are you looking to either save your house or avoid deficiency balances and other consequences of foreclosure? I’m Ivan Trahan, a California attorney...

Low Cost Bankruptcy

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Recovering From Bankruptcy

Worried About Life After Bankruptcy? If you take the right steps after bankruptcy, you can rebuild your credit so you can finance the purchases you need without getting back into trouble with your lenders. I’m Ivan Trahan, a California attorney based in Temecula, and I have more than 35 years of experience helping clients understand...

Repossession

Worried About Your Car Loan? Is your auto lender threatening to repossess your car because you haven’t kept up with your payments? Are you looking for a way to lower your payments so you can afford to keep your car? Or are you looking for a way to give it up without getting charged any...

Wage Garnishment

Are Creditors Threatening to Go After Your Paycheck? If you’ve fallen seriously behind on unsecured debts such as credit card balances or medical bills, your creditors may be threatening you with wage garnishment. You are likely wondering whether these threats are real and what you can do about them. I’m Ivan Trahan, a California attorney...

What Can I Keep After Bankruptcy?

Obtaining Debt Relief Without Losing Your Property If you are considering filing Chapter 7 bankruptcy, you may be concerned that you will have to give up your home, car and other assets. You may picture yourself left with nothing. Thankfully, in the vast majority of cases, this is not what happens. I’m Ivan Trahan, an...